![]() Scotiabank added a second no foreign transaction fee card in its roster of travel credit cards in 2019, as the Scotiabank Gold American Express now no longer charges a 2.5% fee for purchases made in non-Canadian currencies. Just make sure to charge a purchase to the card at least once per year – even if it’s just a few dollars. It’s an inconvenience for sure, but it’s easily avoidable. If you don’t use the card to make at least one purchase during a consecutive 12-month period, you’ll be charged $12. It’s also worth noting that the card is limited to 10 authorized transactions per day – which is something we point out in our full review of the Home Trust Preferred Visa.įinally, while the Home Trust Preferred Visa doesn’t charge an annual fee, it does have what’s called an inactivity fee. The downside is that this card is not available to residents of Quebec. Home Trust Preferred Visa cardholders can also take advantage of a number of other perks including car rental insurance and Visa Zero Liability coverage to help ensure cardholders are protected against potential fraudulent activities. ![]() Aside from being a no foreign transaction fee credit card, the Home Trust Preferred Visa also has no annual fee and comes with the additional benefit of 1% cash back on all your spending in Canada with no limits or caps.Ī true no foreign transaction fee card, Home Trust uses the exchange rate set by Visa without any additional surcharges.
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